Gary Altman works hand in hand with financial advisors to ensure that his estate planning solutions consider every aspect of an individual’s financial framework. In an effort to best serve his clients, Altman (also a Certified Financial Planner), joined the National Capital Area chapter of the Financial Planning Association, for which he has served as Chairman and President. Because of his unique blend financial and estate planning expertise, The Washington Post recently asked Gary for his suggestions of things that we can and can’t afford to cut back on during a tough economy. Knowing that people (desperate to find cash) may turn to their assets for relief, Gary strongly advised against breaking into any retirement accounts or estate assets until you have nothing left in savings.